Scalloped Potatoes

2 Cups Milk
1-2 Onions
1/4 Cup Butter
1/4 Cup Flour
Pepper & Herbs
Ham or Bacon

Melt butter in sauce pan, lightly saute garlic, then add flour and spices. Gradually whisk in milk until smooth. Slice potatoes and layer into baking pan. Slice onions then make a new layer. Chop ham/bacon and add to same layer. Add another layer of potatoes then pour over sauce. Top with bread crumbs and cheese. Bake at covered at 180° C for an hour. Uncover then bake for 30 minutes until golden.